Who We Are

TopOne Mortgage is a trusted Maryland, Virginia, and Washington, D.C. mortgage lender dedicated to helping homebuyers, homeowners, and investors find the right financing solutions. Since 2003, our local team has guided clients through every step of the home loan process with personalized advice, clear communication, and a commitment to making mortgage financing straightforward and stress-free.

Susan Chao, Founder and President of TopOne Mortgage in Rockville, Maryland

Meet Our Founder & President, Susan Chao.

Susan Chao, founder of TopOne Mortgage, has been helping Maryland, Virginia, and Washington, D.C. families achieve homeownership since 2003. A longtime Maryland resident and proud supporter of the local Chinese-American community, Susan built her reputation on a simple promise: treat every borrower like family.

Over the past two decades, she has personally guided more than $5 billion in home financing, specializing in conventional loans, high-balance loans, FHA, DSCR investor loans, and non-QM programs. Susan hand-picks every member of the TopOne Mortgage team, ensuring clients work with knowledgeable professionals who share her commitment to answer every call, explain every line, and deliver a smooth, stress-free mortgage experience.

Address & Driving Directions:
1335 Rockville Pike, Suite 310
Rockville, MD 20852

Voice: (301)315-8808 Post Closing Toll Free: (866) 288-5826

Fax: (301) 825-9298

Email: topone@top1mortgage.com

Website: www.top1mortgage.com

Our Loan Officers

Name: Tian Fang
NMLS ID #: 1049064
License: MD VA

Name: Hongzhong Jeff Shang
NMLS ID #: 225594
License: MD VA

Name: Wei Feng
NMLS ID #: 214408
License: MD VA

Name: Zhu Mao

NMLS ID #: 948351

License: MD VA

Name: Hui Chen
NMLS ID #: 1036287
License: MD VA

Name: Jingqun Wu
NMLS ID #: 387057
License: MD VA

Name: Jin Wang
NMLS ID #: 939511
License: MD VA

Name: Siyue Xue
NMLS ID #: 375372
License: MD VA

Name: Ying Zhao
NMLS ID #: 1122880
License: MD VA

Name: Jie Wang
NMLS ID #: 1025331
License: MD VA DC

Name: Ning Zhang
NMLS ID #: 476292
License: MD VA DC

Name: Elaine Juan Zhang
NMLS ID #: 865057
License: MD VA

Name: Guozhong Ma
NMLS ID #: 227159
License: MD VA

Name: Liang Fu
NMLS ID #: 1366501
License: MD VA

Name: Yujia Chen
NMLS ID #: 193111
License: MD VA

Name: Simon Xuan
NMLS ID #: 184152
License: MD VA

Name: Xinnu Jin
NMLS ID #: 1077631
License: MD VA

Name: Lijun Yang
NMLS ID #: 1058897
License: MD VA

Name: Eli Chao
NMLS ID #: 207893
License: MD VA

Name: Qingfeng Yang
NMLS ID #: 1720033
License: MD VA

Name: Christina Williams
NMLS ID #: 1727835
License: MD VA

Name: Yang Cheng
NMLS ID #: 397875
License: MD VA

Name: Minghui Hu
NMLS ID #: 215524
License: MD VA

Name: Shengting Li
NMLS ID #: 822745
License: MD VA

Name: Coco Yin Huang
NMLS ID #: 1924652 
License: MD VA

Name: Yan Long
NMLS ID #: 215306
License: MD VA DC

Name: Grace Wang
NMLS ID #: 990269
License: MD VA

Name: Bing Hu
NMLS ID #: 2388303
License: MD VA DC

Name: Guojun Nie
NMLS ID #: 213045
License: MD VA

Name: Mandy Li
NMLS ID #: 2227455
License: VA

Name: Nic Cao Huang
NMLS ID #: 2701436
License: MD VA

Name: Xu (Maggie) Li
NMLS ID #: 2670181
License: MD VA

Name: Anjuan “Annie” Tian
NMLS ID #: 215856
License: MD & VA

Name: Lihua “Emily” Wang
NMLS ID #: 215826
License: MD & VA

Name: Ling Wang
NMLS ID #: 924488
License:
MD & VA

Name: Shufang “Frank” Wang
NMLS ID #: 2735018
License: MD & VA