Who We Serve
Traditional & First-Time Homebuyers
Self-Employed & Business Owners
Real Estate Investors
ITIN & Non-Permanent Residents
High-Balance & Jumbo Buyers
Who We Serve
Traditional & First-Time Homebuyers
Self-Employed & Business Owners
Real Estate Investors
ITIN & Non-Permanent Residents
High-Balance & Jumbo Buyers
Conventional Loans
Low‑rate, 3 %‑down mortgages up to the conforming limit for primary, second‑home, or 1‑4‑unit investment purchases.
Jumbo Loans
Financing for luxury homes above conforming caps—loan amounts up to $3 million with fixed or ARM options.
DSCR Investor Loans
Qualify on rental cash flow (not tax returns) and borrow up to 75 % LTV for short‑ or long‑term rental properties.
Foreign National
Loan
Buy U.S. real estate with 25‑35 % down—no SSN, U.S. credit, or U.S. income required.
Frequently Asked Questions
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"name": "Can I get a mortgage without tax returns?",
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"text": "A DSCR loan qualifies based on the property’s cash flow—comparing rent to the proposed payment—rather than personal income. Ideal for investment properties."
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