Mortgage Loan Options
TopOne Mortgage Inc (全美贷款公司) offers a variety of loan programs to meet your needs. We work with the leading lenders in the industry to provide comprehensive loan options:
Conventional Loan (Less Than $510,400)
- 10 year fixed
- 15 year fixed
- 20 year fixed
- 30 year fixed
High Balance Loan (Greater Than $510,400, but Less Than $756,500,or Depends on County)
- 30 year fixed
- 40 year amortized
Jumbo Loan (Greater Than $756,500, or Depends on County)
Arm (as Well as Interest-Only)
- 5/1
- 7/1
- 10/1
FHA Loan
Commercial Loan
Construction Loan
APR Calculations for Conforming and Jumbo Loans
Unless otherwise indicated, these APR calculations are based on the following: Conforming loans (whose maximum loan amount is below $484,350 for the contiguous states, District of Columbia, and Puerto Rico or below $636,150 for Alaska, Guam, Hawaii, and the Virgin Islands) are calculated based on a loan amount of $510,400 with closing costs of $10,208. Jumbo Loans (whose maximum loan amount exceeds $484,350 for the contiguous states, District of Columbia, and Puerto Rico or exceeds $636,150 for Alaska, Guam, Hawaii, and the Virgin Islands) are calculated based on a loan amount of $765,500 with closing costs of $15,310. Your actual APR may be different depending on these factors.